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The Problem of Credit Card Debt
Keep in mind that you are not alone if you have credit card debt. There are many Americans that are struggling with the same problem. With high interest rates, etc. it is a very easy trap to fall in. Those who are smart about their purchases and use their cards moderately are the ones who actually benefit from credit cards. Those who apply for every one they are offered, max them out and never pay them are the ones who should have stayed away from credit cards in the first place.
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