Afro Articles - Article Marketing Directory | FREE Content

Search:

Articles in Home | Finance | Personal Finance


Debt Management	Wealth Creation Strategies

Title|Newest|Oldest

Top Pitfalls Made In Personal Financing By : Alisdair Cosgrove
A very hot topic in many conversations today is what strategies work in handling personal finances.
Save Money with these 7 Super Simple Ideas By : Heidi DeCoux
Looking for ways to save money without living with less? It’s actually easier than it sounds. This article will give you 7 easy and practical ways to save some of your hard earned money!
5 Commandments of Personal Finance For Building Wealth & Improving Credit By : Ariel Pryor
It is easy to get lost with all the personal finance advice available online today. The following are the unbreakable 5 commandments of personal finance that if you follow will guarantee building wealth and put you on the track to improving your credit. Break these commandments at your financial peril.
Personal Finance: 4 Keys To Refinancing For Better Terms and Lower Rates! By : Jim DeSantis
How you manage loans impacts your FICO score more than any other factor in your credit history. It's true, you are scored heavily on the kinds of loans you have, the length of time of those loans, the oustanding balances, and your repayment history, are key clues that credit bureaus use to calculate your credit score. If you can wisely manage your loans, you will add points to your credit score quickly. Here are 4 key tips...
11 Ways To Build Financial Wellness and Great Credit Fast! By : Jim DeSantis
Having good financial habits, especially your habits surrounding debts and other financial obligations, are the keys to having excellent credit. But, we all know how difficult it can be to understand the 'fine print' in most fix credit programs. Here are 11 basic steps you can adopt starting today that will do wonders for your financial wellness.
Personal Credit: Dealing With A Financial Meltdown! By : Jim DeSantis
Unexpected problems can happen to the best of us - bankruptcy, divorce, legal judgments, unemployment, illness, etc. Any of these are hard to endure and can affect your FICO credit score in a big way. If you have faced a financial meltdown, you need to take action quickly and work diligently if you want to fix your credit and rebuild your FICO score.
Fix Credit Score: Fiding and Fixing Credit Errors! By : Jim DeSantis
Want to improve your credit score? You need to go right to the source - all three credit reports. Yes, all three reports! You must get reports from all three major credit bureaus. They are Experian, TransUnion, and Equifax. Do not get the free versions. Pay for them and get your FICO credit score at the same time. Here is why...
Good Credit Scores Can Be Damaged By Crooks. I Discovered 5 Easy Ways To Protect Yourself! By : Jim DeSantis
You applied for credit and you have a lower FICO credit score than you think you should have. Your lower FICO score could simply be caused by a credit bureau clerical error or due to an oversight you have made in handling your credit. At the same time, it could be criminal activity affecting your FICO credit rating. How can you find out?
How's Your Investment Portfolio Doing? Seven Long-Term Indicators By : Steve Selengut
Before Wall Street conned investors into thinking of calendar quarters as "short-term" and single years as "long-term", market cycles were used to test investment strategies. Performance analysis was a test of management style and overall methodology, not a calendar year horse race with one of the popular averages. Boring, yes--- but meaningful.
Are You Having Sleepless Nights Because Of Your Finances? By : Pascal Parvex
You've worked hard all day and come home at night, only to discover that you can't get comfortable in your own bed. You toss and you turn for well over three hours..
Investment Performance Expectations: WCM Fine Tuning By : Steve Selengut
How can I get you to stop fixating on monthly market values and to focus on the purpose of the securities within the portfolio? Most of us are trained to deal with seasons, fashion trends, biological changes, waning sports dynasties, sunspots, etc. Instinctively, we expect, and prepare for change effectively--- but not when it comes to investing, where planning and preparation is only talked about.
Investors Review Their Best Investment Book By : Steve Selengut
"My wife was trying to sleep and she's waking up and saying "What's wrong with you?" What could I tell her, that I was cracking up over a financial book?" --- "If I can generate nearly 8% cash flow in the worst bear market in 70 years, and with minimal capital gains, I'm feeling pretty good about the future."
Crisis Investing - A Three-Pronged WCM Strategy By : Steve Selengut
Unfortunately, investors are a lot like teenagers. They know everything; expect instant gratification; take unnecessary risks; fall in love easily; ignore voices of experience; prefer the easy approach. Lessons of the past just can't apply to what's going on now. Duh, dude!
How To Make Money By : Steve Gillman
Most people think the wrong way about how to make money. Here is where you need to start.
Business Equipment Finance – 4 Tips on How to Find the Right Provider By : Stephanie Iles
Business equipment finance is quite popular for getting the required business equipment. But getting the right deal is easier said than done. This article provides tips to choose the right business equipment finance company.
The real meaning of financial freedom in the 21st Century By : Kathy Bibby
Discovering and developing your vision of financial freedom in the 21st century is a deeply misunderstood concept. In fact, most people are looking for it in a place it cannot be found, the mind. We are taught (especially Americans) to follow what will bring us money but not necessarily...
Gold ETF Trading – The Gold ETF Experience By : Chris Vermeulen
GLD Gold ETF - Taking advantage of the gold market using the GLD exchange traded fund to generate consistent profits in any market condition.
Quarterly Window Dressing - A Recurrent Wall Street Scam By : Steve Selengut
Why aren't the wizards of Wall Street assuaging our nerves by explaining the cyclical nature of the markets and pointing out that similar crises have always preceded the attainment of new all time highs? Right, because the unhappy investor is Wall Street's best friend. Why can't politicians address economic problems with capitalist-economic solutions?
Unsecured loans for unemployed people: Hassle free loans By : Yank Crown
Unemployment is the worst problem in anybody’s life. Because, since you are unemployed, you do not have any income but your expenses keep on accumulating. Even though you do not have any income but you can’t stop your expenses because you can’t cut on your basic needs such as paying rent, tuition fee, monthly installment payments etc.
Income Planning Grows In Awareness And Popularity By : Jonathan Carlson
Having the right amount of cash at hand became a basic human need long before it ever became income planning, according to a number of financial planners who were interviewed on the subject But now that there is a name for this process, these same financial advisors are saying that this is a huge and necessary discipline that will become a larger than ever part of the entire financial planning process from this point on
Financial Delusions, Why You Struggle With Money By : Christopher D. Beard
Are you struggling with your finances regardless of how much you earn. Are you constantly desiring things that are out of reach for your budget and making yourself miserable because you cannot have them
The State of Your Financial Health By : Patricia Pfenning
What do you think is the primary cause of unnecessary stress and is generally the root cause of most arguments in today’s family? Once you remove all of the superficial layers and get to the root cause, chances are that 9 out of 10 times it has something to do with your finances.
Your Household is a Business! By : Jim DeSantis
Budgeting and personal finances are my favorite topics. It wasn't always that way but, once I realized that our household was not being run based on profit and loss principles, my whole attitude changed and the money started accumulating in our bank account.
The 7 Step Guide to Do-it-Yourself Financial Planning By : Kent Irwin
This article illustrates the steps to do-it-yourself financial planning. Included are the seven fundamental steps, resources and tools that you will need to get the job done right.
Why locating unclaimed money can be challenging? By : Thomas Tuke
Government agencies acting as custodians for individual's and business's unclaimed money have no incentive, in general, to make it easy for the $ Billions to be found and thus claimed.
So how does one go about locating if any of the Government agencies is holding any of the money that they are rightful owners of?
Identity Theft, Are You A Victim? Take Actions Immediately By : Christopher Amissah
If you have been the victim of identity theft and you are deeply in debt to creditors you never contacted, you will not be held responsible for the charges - but you will have to prove that you have been the victim of identity theft, which is tricky since these thieves are using your name and claiming to be you. Taking any or all of the following action can help save you from this frustrating experience
Ishares and ETFs: Pushing the DJIA Toward the Cliff By : Steve Selengut
... ETFs, a combination of the two, don't even address the question properly... AND their rising popularity has raised the risk level throughout the Stock Market. How's that, you ask? The demand for DJIA stocks included in ETFs is raising their prices to levels that have nothing to do with company fundamentals.
How To Choose a Financial Advisor By : Thomas H. Lindblom
If you happen to be one of those lucky people with more money to spend or invest than most, you may do well to get yourself a Financial Advisor. A Financial Advisor is a person who helps people invest their money for long and short term goals. One of the main duties of a Financial Advisor is to determine the clients' goals and risk tolerance and then recommend appropriate investments.
Turn Debt into Wealth By : James Delrojo
We often hear of rags to riches stories, which is great because it let's us know that it can be done. But if you are in debt and want to turn your financial life around what is the best way to go about it? Here's a clue; the common sense strategy is the wrong one!
Identity Theft Sometimes Comes from Those Closest to You By : Etienne A. Gibbs
According to a study by the Federal trade Commission (FTC), many victims of identity theft don't report the crime to police. In its report on 2006 consumer fraud and identity theft complaints, of the more than 233,000 victims who responded to a question about whether they had contacted a police department, 62 percent said they did not.
Don't Let Zombie Computers, Home Computer Hacking, and Drive-by Hacking Compromise Your Finances By : Etienne A. Gibbs
Cybercrime is on the rise. You may not be the only one using your computer. Hackers may be using your computers and you may not even know it. Would you ever know it if your computer were taken over and being used by a hacker? Not likely. When a hacker hijacks a computer, the victim rarely knows. A computer that has been hijacked is one that is completely taken over by a hacker, or a group of hackers, to be used for their own purposes.
Two Ways to Get Wealthy By : James Delrojo
Here are two different ways that you can get rich. At first glance they look very similar, but understanding the difference between them can make an enormous difference in both the quality of life that you enjoy and the amount of wealth you accumulate.
Why Money Is The Greatest Invention Of All Time By : James Delrojo
I am not only claiming that money is the greatest invention of all time, I am going so far as to say that if money had not been invented then it would be impossible for you to be enjoying the standard of living that you enjoy today.
The Best Way To Set Your Wealth Creation Goals By : James Delrojo
When most people think of wealth creation they think of being a millionaire or a billionaire but these goals don't really mean much. Due to the effects of inflation being a millionaire is becoming less and less valuable. In fact, in 20 years time most home owners will be millionaires.
How Would You Like To Get Paid What You Are Really Worth? By : James Delrojo
A common cry amongst employees is that they are not being paid what they are really worth. The truth is that in most cases if they started to get paid what they were really worth then they would be getting a pay cut! If you have the courage to get paid what you are really worth, read on.
How to stop collection calls and other things By : Scottie Watts.
This article will tell you how stop calls from debt collectors. It also discuses other annoying activities that debt collectors can not do. And lets you know your options when dealing with unscrupulous agencies.
Getting Rich Is Easy By : James Delrojo
It is human nature to believe that people who are achieving much more than ourselves have discovered some magical, secret formula that gives them powers we don't have. The truth is that success in any area of endeavor generally comes from diligently and consistently following the basic principles.
The Seven Step Wealthation Plan By : James Delrojo
Here is a seven step system for acquiring financial wealth and a rewarding lifestyle. I have run many one day courses around this plan and my students have achieved excellent results from applying it. Here is a brief summary for you to use.
Seven Secrets to Wealth Creation By : James Delrojo
Wealth creation is not a matter of luck it is the result of applying an appropriate strategy. Here are seven wealth building secrets that can help you put together your own winning strategy to increase YOUR personal wealth.
The Little Secret That Can Double Your Income By : James Delrojo
How would you like to double your income in the next 12 months? What if I told you that you can do this whether you are an employee or in your own business? What if I also told you that you don't have to work any more hours than you currently work? Does that sound attractive to you? Then read on.
How to budget your money for debt relief By : Cornie Herring
Creating a budget can help you to achieve debt elimination and get you out of debt. Budgeting is a process of create a living plan and managing your money to meet your short and long-term goals. Creating a budget is not a painful process; you will know it by reading this article.
The Secret of Home Budgeting By : Joseph Kenny
A home budget is based on your income and expenses. It is the best step towards building sound money management. It helps you to keep a track on your expenses and adjust your outgoings in a way that they do not exceed your income. Creating a personal budget will give you an idea of your current financial status.
Personal Finance - How To Your Reduce Monthly Expenses By : Cornie Herring
Everyone has fixed expenses which are the basic of needs for our daily living. There is no way to eliminate the fixed expenses but with some innovative budgeting, you could save some good money. Get some ideas from this article.
How to Pay off Your Debt With Debt-snowball Method By : Cornie Herring
Nearly every financial adviser always advises that debts should be paid off in a particular order: from highest interest rate to lowest interest rate. While this method makes sense from a mathematical point of view, it makes less sense from a psychological point of view. Read this article to discover an alternative method.
How to Control Your Expenses to Eliminate Debt By : Cornie Herring
Controlling your living budgets will definitely help you to get rid of you debt faster. It's sound so simple but for many people, it's a hard mission which need a lot of sacrifice to live on a budget. Read this article to find out what expenses you can control and it may not as hard as you think.
The Secret of Saving Money By : Joseph Kenny
Commitment, along with patience, is very essential if you want to save money in a profitable manner. It is essential to save while you can, to avoid panicking in a sudden emergency. Money saved is a security that only adds to your level of confidence and quality of life.
Debt Solution Methods By : James Banks
To be released from your debt, you will have to consider two important aspects, the amount of debt and the type of debt in order to carefully sketch out your plan the best way that will best suit you.
Want a Good Money Management Strategy? Buy a Used Car By : Paul Tobey
Before you buy new or used, have a look at the financing options available to you and decide which option makes more money making sense to your current situation. Whether you are paying cash, leasing or financing, you really need to research how a new or used purchase helps your overall money management strategy.
What Is The Cost Of Declaring Bankruptcy And Are There Any Other Options? By : Joseph Kenny
A lot of people are running into financial difficulty these days - especially with a lot of major corporations going through layoffs and buyouts. What this means is that a lot of people find themselves suddenly unemployed and it may take some time to get another good paying job.
Your Financial Security's Greatest Enemy By : David Wilding
If you had to choose the greatest enemy of your Financial Security, where would you look? In the lineup, as you look them over, who would you choose? There are so many that qualify.
Tips On How To Cut Your Monthly Expenditures By : Joseph Kenny
Money can certainly be tight for many of us, and most of us could use a few tips on how to cut down our monthly bills. While not all tips will ever work for anyone, a number of these can be used by most - that means that there should be something here you can use. Here are a few ideas on how to cut down on your monthly expenses.
Make Life a Little Easier: Setting a Budget and Sticking with it By : Joseph Kenny
Where does the idea of sitting down a coming up with a personal budget rank on your list of "things I can’t wait to do"? If you’re like most people, it’s probably somewhere between jabbing a fork in your ear and getting a root canal.
The Clock is Ticking: Retirement Planning Later in Your Career By : Joseph Kenny
Are you ready for retirement? Sure, you're mentally prepared to leave the everyday rat race, to throw your alarm clock in the garbage, and to spend your days doing whatever you so please. The question is: are you ready financially? If you’re like most Baby Boomers, the answer is probably "no."
Investment Scandals & Scams: What's Next! By : Steve Selengut
Plain vanilla fraud and theft are less worrisome to me than situations where the general acceptance of misinformation or "business as usual" practices allows inherently bad product ideas and blatant mismanagement to become accepted by regulatory authorities, financial professionals, and myopically gullible consumers.
Planning an Emergency Fund By : Joseph Kenny
You're probably familiar with Murphy's Law: “Whatever can go wrong, will go wrong." It rears its ugly head when we least expect it. That's probably why it's called a law, not a theory.
5 Super Wealth-Building Tips Pave the Way to Financial Freedom By : Chris Robertson
Here are five super wealth-building tips for the success-minded individual...
Dollar Drink Night: Boozing with co-workers could help you Financially By : Joseph Kenny
There's a group in every office. They hit the nearby watering hole for happy hour once or twice a week after work to vent shared frustrations, talk about the boss behind his back, maybe even plot future career moves.
Face Up to Your Debts, They Won't Go Away By : Nicholas Hunt
Having debt problems is a stressful and sometimes scary experience, and it's tempting to ignore the situation. Facing up to your debts is the first step to getting back on an even keel.
Retirement Planning for Recent College Grads By : Joseph Kenny
So you've survived college. You head out into the working world with your fresh diploma in hand and land a plum job making more money than you could’ve ever imagined. Your first instinct is to go get that big screen TV or plush ride that you’ve been eyeballing for the past year. After all, why not?
Changing Jobs? What about that 401(k)? By : Joseph Kenny
So you've accepted a lucrative position at another company within your industry. Perhaps you’re in the middle of a career change. Your 401(k) is probably your most important investment in regards to retirement savings. Don’t let it get lost in the shuffle when a change in your professional life comes along.
Debt Consolidation or Debt Management? By : Martin Sumner
Both debt consolidation and debt management are widely advertised as solutions to debt problems. What's the difference between them, and which one is right for you?
Doesn't everyone need to know more about Bankruptcy? Here's help for those who need it. By : Chad M.
I better explain right up front and center that I use the word budgie interchangeably with the word budget. It's not too professional I realize but for most people that are serious about debt management and have been considering filing for the big 'B', man you folks need a laugh for sure to take your mind off the situation. This article explores some of the basics and where to go next principles for those facing bankruptcy and wondering what options are available.
From debt to financial prosperity By : Daniel Benjamin
Guide to making a transition from debt to financial security
How Much Do You Need for Retirement By : Joseph Kenny
With an increasing number of people scheduled to begin retirement in the next few years, it is important to begin thinking about the subject. Even if you’re not near the age of retirement yet, it’s a good idea to begin thinking about how you plan to fund your retirement as soon as possible.
The first rule of making a personal budget – keep it simple By : Thomas Berten
No-one likes to follow the rules, but to be successful when creating a personal budget, there is one simple rule to follow: Keep It Simple. This article describes how to create a very simple personal budget, which increases your chances of success.
Choosing A Credit Card That Suits Your Repayment Habits By : Joseph Kenny
When choosing a new credit card it's best to pick a card that suits your spending habits. However, this is not the most crucial factor. Even more important is to choose a credit card that matches your paying habits.
How To Choose Your New Credit Card By : Joseph Kenny
Choosing a new credit card is not just a personal choice. It's a lifestyle choice. There are hundreds of credit cards to choose from and savvy shoppers will want to choose credit cards that suit the way they spend and the things they want to do.
How to Apply For An Online Payday Cash Advance Loan By : Tom J. Smith
Not enough money at the end of the month? Have an unexpected car repair or other emergency? Do you have a bill that has to be paid before your next paycheck arrives? These are all good reasons to apply for a payday cash advance loan.
Debt and Stress - The Silent Killers By : DebtSmasher
People with high credit card debt relative to their overall income are more likely to suffer from health problems. 25 percent of people report losing sleep worrying about debt stress, and 25 percent say they lose their temper or get irritated from debt stress. 20 percent of people report their health is directly affected by their debt stress, with the most common ailments being heart problems and high blood pressure...
Debt Problems - The Real Story By : DebtSmasher
The average household debt in the UK is approximately 7,751 Pounds excluding mortgages (47,866 Pounds including mortgages) with an average owed by every UK adult of approximately 25,364 Pounds (including mortgages). Are you one of the growing numbers of people finding themselves in financial trouble and wondering exactly where it all went wrong?
Ten Common Investment Errors: Stocks, Bonds, & Management By : Steve Selengut
Losing money on an investment may not be the result of a mistake, and not all mistakes result in monetary losses. Compounding the problems that investors have managing their investment portfolios is the sideshowesque sensationalism that the media brings to the process. Avoid these ten common errors to improve your performance:

Site Home

Article Categories

More Search Options

Site Map

Submit Articles

Top Authors

Most Recent Articles